How we hire — Credicorp’s six-step process, demystified
No exploding offers, no whiteboard puzzles, no "culture fit" mysticism. Credicorp's hiring process in six concrete steps, with what each step is actually trying to find out.
What our team does between your application and your money landing
An honest, plain-English walk-through of the work that happens after you submit a Credicorp application — and why it almost always lands the same working day.
Welsh, Gaelic and Scots in the portal — a progress note
We have widened our Welsh, Scottish Gaelic and Scots vocabulary across the chrome of the customer portal — a small step on the way to a fully bilingual experience.
When a loan is declined: how we tell you, and what next
Not every application is right for us, and not every business is right for a Credicorp loan. Here is what a decline looks like, what it means, and the options.
Why Credicorp never asks for a personal guarantee
Most small-business lenders ask the director to personally guarantee the company's debt. We don't. Here is what a personal guarantee actually means, and the deliberate choice we made not to use one.
Operations dashboard: a single page that tells us if we’re healthy
We rebuilt our internal operations page so the director can see, at a glance, whether every dependency the site relies on is healthy.
Trademark coexistence with CM Beyer Limited and the CreditCorp brand
Credicorp Limited has entered a mutual trademark coexistence, consent and licensing agreement with our related company CM Beyer Limited, covering the existing CrediCorp mark and the new CreditCorp application. Nothing changes for our customers.
Life at Credicorp: a typical week for a remote team member
Curious what working at a small UK lender actually looks like day-to-day? An honest account of a typical week for a remote Credicorp team member.
What we ask for in your application (and why)
A short tour of the application form: every field, what it is for, and where the answer lives if you do not have it to hand.
Your data, in your hands — downloading what we hold about you
We've added a one-click Download my data button to your account, so the right to access your information under UK GDPR is a button, not a form.
Credicorp Flex vs business overdraft vs invoice finance — a 5-minute comparison
Three short-term business-finance tools that all promise to smooth cashflow — but each is built for a different shape of need. A practical comparison of where each one fits.
When our team acts on your account: transparency on customer impersonation for support
Sometimes a member of our support team needs to act on your account directly to help you — for example, to walk through what your portal is showing you. Here is exactly how that works, what is logged, and what your rights are.
Pricing in plain English: what 0.25% per day really means
Daily-rate pricing is unusual on personal credit but common on short-term business finance. Here is exactly how we charge interest, what the cap means, and a worked example.
Staying safe online: spotting impersonation in 2026
Fraudsters are using AI-generated content to make impersonation more convincing. The defences remain the same: check the domain, verify the request directly, and never feel rushed.
Behavioural signals in our scoring: what we look at and what we don’t
We use a small set of soft behavioural signals from PWA / web use to help decide borderline applications. Here is exactly what we look at, what we deliberately do not, and how to opt out.
Open Banking: how we use it (and how we don’t)
Open Banking can speed up an application by minutes. Here is what we look at when you connect it, what we do not, and how to disconnect when you are done.
Reports & Downloads
Research and analysis from CM Beyer.
Company
More about CM Beyer.
