What we ask for in your application (and why)

The application form is the first time we ask much of a customer. We try to keep it tight — a five-minute form, not a fifty-page one. Here is what each section is for.

About the director

Your name, date of birth, email, phone, and home address. The address is for identity-verification only; it is not a personal-guarantee surface. There is no personal guarantee on a Credicorp business loan — the director is not personally liable.

About the company

Company name and number (from Companies House), registered office, trading address if different, and the nature of the business. We use the Companies House register to confirm the company exists, has not been dissolved, and matches what you have entered.

About the finances

Average monthly turnover, average monthly outgoings, any existing business debt. Order-of-magnitude is fine — we will verify against bank statements (or Open Banking, if you connect it). The figures you give us are not held against you if they are slightly out — they are a starting point, not a contract.

What we do not ask for

Your personal income, your personal credit-card balances, your spouse’s circumstances, or any biometric information. None of that is relevant to a body-corporate loan and we don’t store data we don’t need.

If you would like to see the whole flow before you start, our How it works page has the steps and our Privacy Policy sets out what we keep and for how long.