Staying safe online: spotting impersonation in 2026
Fraudsters are using AI-generated content to make impersonation more convincing. The defences remain the same: check the domain, verify the request directly, and never feel rushed.
Behavioural signals in our scoring: what we look at and what we don’t
We use a small set of soft behavioural signals from PWA / web use to help decide borderline applications. Here is exactly what we look at, what we deliberately do not, and how to opt out.
Open Banking: how we use it (and how we don’t)
Open Banking can speed up an application by minutes. Here is what we look at when you connect it, what we do not, and how to disconnect when you are done.
Setting and raising your Credicorp Flex limit responsibly
How your Flex limit is set when you first open the facility, what triggers a review, and the borrower-side and lender-side guardrails that keep the limit appropriate to your actual cashflow.
Planned maintenance windows: how we warn and what stays open
When we plan downtime, we tell you in advance, keep the customer portal working in essentials-only mode where we can, and never silently lock you out of your own account.
Inside Credicorp Flex: drawdowns, repayments, and the math that keeps it fair
A walk-through of how a Credicorp Flex drawing actually works in the portal — the day you draw, the day interest starts, when the minimum payment hits, and how early repayment changes the numbers.
Payment arrangements: a practical guide
A payment arrangement can spread what you owe over a schedule that works for you. Here is how they work and how to set one up.
Plain-English by design: how readable documents change borrower outcomes
Most loan agreements are unreadable on purpose. Credicorp's are not. This article explains the specific design decisions that make our documents readable — and the evidence that readability changes borrower outcomes.
Document accessibility: large print, plain language, accessible PDFs
Standard documents do not work for everyone. We can send your statements, letters and forms in larger print, in plain language, or in an accessible electronic format on request.
Affordability over algorithms: how a human reviews every borderline application
Most loan decisions are automated for speed, but every borderline case at Credicorp is reviewed by a credit analyst — and every adverse decision carries a plain-English explanation. Here is how the routing works.
Settlement figures: when to ask, and what the number means
A settlement figure is the exact amount needed to clear your loan on a specific date. Here is what it includes, when to ask for one, and how to use it.
Sustainability at Credicorp: our small-lender ESG picture, honestly
ESG reporting standards were built for FTSE-100 firms. As a small UK lender we still have an ESG footprint and an ESG opportunity. Here is what we actually do across environment, social, and governance — without the marketing gloss.
Borrowing only what you need: a florist’s story
An anonymised story of a limited-company florist we guided to borrow less, and to consider a cheaper alternative first, because that was the right thing to do.
How Credicorp Flex helps companies smooth seasonal cashflow without paying for slow months
Most small businesses don't need a lump sum — they need a buffer. Credicorp Flex is a revolving credit facility you only pay interest on while you're actually drawn. Here is how it works and where it fits.
The regulatory year ahead: what we are watching in 2026
A forward look at the regulatory themes we are tracking in 2026 across financial conduct, data protection and business standards.
Our plans for 2026
At the start of our second full year of trading, we share what we will be focusing on in 2026.
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