The case for lending to the company, not the person
Our founder on why Credicorp lends to the company, takes no personal guarantee, and checks the business rather than the director's personal credit file.
Late-payment culture and the UK small business
Late payment is a chronic drag on UK small firms. Here is how it harms micro-companies, what the Prompt Payment Code does, and where finance fits.
How to spot loan scams and impersonation
Scammers sometimes copy the names of real lenders. Practical advice on the warning signs, and how to confirm you are dealing with the genuine Credicorp Limited.
A salon covers a quiet month responsibly
An anonymised story of a limited-company salon that used a small, short-term loan to get through a quiet trading month, honest with itself about the cost.
Looking at our group: how Credicorp fits with CM Beyer Limited
Credicorp Limited is part of a small group of related companies that includes CM Beyer Limited in the UK and Credicorp Pty Limited in Australia. We explain how the group works and what it means for customers.
The FSMA Regulated Activities Order in plain English
A plain-English guide to the FSMA Regulated Activities Order, Article 60B and Article 60L, and why a company borrower sits outside the consumer regime.
Paying extra on your loan: how it actually saves you money
Even modest, occasional overpayments cut the total interest you pay across the life of a loan. Here is why, and the easiest ways to do it without fuss.
A new identity-verification partner
We have partnered with a specialist identity provider for director KYC and AML checks. It confirms who you are; it is not a personal credit search.
A practical guide to Direct Debits with Credicorp
Direct Debit is the simplest way to keep your payments on track. We answer the questions customers ask most often — how to set one up, what happens if it fails, and how the Direct Debit Guarantee protects you.
Investing in our technology platform
We are investing in the technology behind the scenes: stronger security, better Open Banking connections, and more reliable systems you can count on.
The rise of Open Banking in lending decisions
Open Banking has changed how lenders assess businesses — faster, fairer, and based on real transactions. Here is how it works and why it matters.
Cashflow, not profit: the real challenge for micro-businesses
Profitable businesses fail every year because of cash-flow gaps, not losses. Here is why timing matters more than profit, and where short-term finance fits.
A small builder restocks materials for a big job
An anonymised case study of a limited-company builder that bought materials upfront for a confirmed job with a small, short-term loan, repaid on completion.
Our first eight months: what customers have told us
Eight months into trading, we look back at what we have learned from listening to customers — and what we are changing as a result.
Ideas: smoothing a seasonal cashflow dip
Most small businesses have one or two predictably-slow months a year. Knowing they are coming is the first part of handling them; financing them well is the second.
PECR, cookies and marketing consent explained
What PECR is, how cookie consent works, and why a marketing opt-in must be a clear, unticked choice rather than a pre-filled box.
Reports & Downloads
Research and analysis from CM Beyer.
Company
More about CM Beyer.
